Learn About Malloy Insurance Group Inc.
Welcome to Malloy Insurance Group Inc. For over 35 years, we’ve been helping people and business owners within our community develop insurance solutions to prepare them for life’s unexpected turns. In today’s marketplace, you can purchase a policy from anywhere. But, can you feel confident that your policy has no gaps in coverage if an accident or event were to occur? If you have limits or gaps in your policy you’re at risk of financial losses. Are you sure you can handle them?
We’ve always been committed to the goals of our clients. As an independent insurance agency, we bring value to your experience through personal relationships. As we gain a deeper understanding of your lifestyle and needs, we can offer greater value to you. Together we shop the marketplace using our knowledge and experience to assist you in making informed decisions to protect your future. So what are you waiting for? Get in touch with us today for a free consultation or review of your current policy.
Discover Our Insurance Products Today
Malloy Insurance Group Inc. offers a variety of personal insurance and business insurance solutions to help you protect what matters most.
Our Clients Trust Us
Our clients have come to count on us here at Malloy Insurance Group Inc.
“I’ve been a customer for 15+ years and have never been disappointed in your customer service. Dan and the entire staff have been professional, helpful, and patient with all my inquiries through the years.”
“Best service and response. Dan and his team are truly committed to providing excellent customer service.”
“Great service! We feel very confident that we are in good hands when dealing with Malloy Insurance Group!”
What’s So Special About an Independent Agency?
Explore Your Carrier Options
We proudly represent Nationwide, Progressive, Chubb, and more!
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
Not what you’re looking for?
Explore more interactive graphics.
Manage Your Policies
Already a client of Malloy Insurance Group Inc.? Visit our Service Center to make requests and manage your insurance.
Let's Get Started
Contact Malloy Insurance Group Inc.
"*" indicates required fields